Coverage for serious illnesses

Dread disease insurance, also known as sickness insurance, is a type of coverage that provides financial assistance in the event of a serious illness such as cancer, heart attack or stroke. This type of insurance is especially important because Dread Diseases often come with high costs for treatments and care.

Alternative to BU

Dread disease (DD) insurance is often considered an alternative to disability insurance (DI) because it targets specific serious illnesses that can lead to permanent disability. In contrast, BU insurance covers a broader range of illnesses and injuries that can prevent a person from doing their job.

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The revolving fund: a permanent source of finance for welfare work

Revolving loan fund gives BFS 1974 long-term financial scope for lending to charitable institutions.

The Federal Republic of Germany provided BFS with approximately 452 million German marks in 80 loan agreements from 1957 to 1974. In the meantime, the BFS has repaid just under 65 million; there are therefore repayment obligations of around 387 million deutschmarks. The Federal Association of Voluntary Welfare Workers (BAGFW) and the BFS are therefore developing a plan to move away from the issuance of more and more loan agreements by the federal government to a permanent smarter solution: Already after World War I, the relief fund of the time had administered and disbursed federal loan funds under a so-called revolving institutional loan fund. The special feature of the revolving credit fund: repayments by borrowers are not returned to the state, but can always be reissued as loans. Thus, the fund volume is permanently available for financing projects of welfare institutions.

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Insult: legal background in switzerland

Insult: Legal background in Switzerland

Some people do not have their emotions under control. It is easy to shout "Habasch" at the cashier in the supermarket or "Sauchog" at the policeman during a traffic control. Insults you should think twice about, especially in Switzerland. Insults are punished according to the penal code and punished with up to 90 daily sentences. How severe can penalties be for insults? How to defend yourself against the perpetrators? When does insult remain unpunished?

What is meant by an insult?

What you mean by an insult depends on the customs and mentality in a country. In Switzerland, the law defines disrespect or disregard of a person as an insult. Since thereby at the same time their honor is hurt, the insult counts in Switzerland to the honor injuries.

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Bribery and corruption in the healthcare industry

Assume that a doctor, a dentist or a physiotherapist accepts benefits: in the form of money, an all-expenses-paid professional congress in an expensive hotel or even as a lucrative student job for the daughter. In return, it prescribes certain remedies, always sends patients to the same clinic or recommends a particular orthopedic shop. Such a thing is not only distortion of competition, it […]

Bribery and corruption in the healthcare industry
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Barking at people – an important topic in dog training

Your dog often barks at strangers or even children? You want your dog to listen to you and teach him "down" and "sit"? Then you have to train your dog accordingly and gain his trust. Below is a list of the ten most common problems in dog training and the 3-week anti-dominance program by dog trainer Ralf Lugger, with which you can make your dog trust and obey you.

Strictly forbidden is the barking at people and the pursuit of running people and bicycles or cars. The cute chase game can quickly turn into biting, when the "naughty" yapping dog gets a kick or a blow with a walking stick from an unnerved passerby. Do not force anyone by saying in such situations "he just wants to play!" or "stop, so that he does not hurt you!" shout. You only make more enemies for us dog owners.

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Going to the doctor in sweden

It is easy to get enthusiastic about Sweden. It is an almost magically beautiful country that can be reached from the German-Danish border in only about four hours by car or by ferry in about seven hours by sea. The country is a good fifth larger than Germany, but is home to just under 10 million inhabitants. Sweden stretches 1572 kilometers from south to north.

Going to the doctor in Sweden

More than 220.000 islands are part of the Swedish coast on the North Sea and Baltic Sea. In the country spread over 90.000 lakes and in northern Sweden, above the Arctic Circle, the sun either never fully rises or never fully sets for half a year at a time. Sweden is not simply geographically fantastic, however. The parliamentary kingdom (seat of government: Stockholm) is so popular with its inhabitants that it regularly ranks among the top ten of more than 150 countries in the satisfaction index compiled annually by the UN. Around 7 million tourists and business travelers find their way to Sweden in a year to spend their vacations or to do trade. It is not out of the question that someone falls ill or suffers a minor or major accident.

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“Wait a minute, who stole my maple syrup??”

"Wait a minute, who stole my maple syrup??"

After German manner, four hours before departure at the airport been … the flight I then somehow still almost missed. Attentive readers will now immediately notice: Time management is in my blood!

11:50 noon, but now in Canadian time: Arrival at Pearson International Airport, Toronto (Ontario)

I had made it onto the plane after all. Unfortunately, my travel partner could not claim that: Due to minimal problems at the check-in, she was not allowed on board! So I was on my own for the time being, with a lot of luggage, but without any information about the booked accommodation. So far everything went as planned!

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